I have to come to realise that it's time to save money. I have worked and earned before, however this time im taking the responsibility of paying my own bills and personal shopping. Furthermore, i have set a goal to go overseas at the end of the year at my own expenses. However, the big question is how do i start saving? Fortunately, i came across an article in the CLEO mag on 'Clever Tricks in the Smart Girl's Guide to money'. Sebastian Song, the writer of this article gives 2 tips:
Money tip #1: Prepare for a rainy day
He says, "Looking at the current lifestyles of the youth, I can tell that many of them are living for the present and not planning of the future." Hell yeah, i fall under that category. He continues, "The amount spent must not exceed your budgeted expenditure."
Money tip #2: Ponder, then pay.
Before you troop to the cashier to pay for your latest purchase, take at least a minute to think it through. Is it time you actually need or merely want? Excercising mindfulness helps eliminate impulse buys. Crap, i have experienced this so many times. Just recently, I bought a tub of hair mask from the Body Shop and a tube of lip gloss along with it. After that i asked myself, was the lip gloss really necessarey? I have tons at home. Yikes! If only i had read this sooner..
This tips are really helpful though! ;)
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